Quick access loans with
very exciting features


Loan Calculator

Select your status

How much do you want to borrow?

5% Interest Monthly

How long do you intend to pay?


Your Monthly Repayment


Note that there is a one (1%) liquidation fee for clients who want to pre-liquidate (a Month’s prior notice must be given).

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The BEANS SCHEME is a Loan scheme in TCL, established to secure enable salary
earners and Business owners access loans as easily and as quickly as possible.


Minimum Loan of ₦5,000.00.
Maximum loan of ₦100,000,000.00

Easy Re-Payment

Easy re-payment done in installments
at the end of every Tenor

Quick Service

Access to quick loans AND Quick disbursement time

Efficient System

Guarantor or collateral system

Easy Setup

Remita setup for Auto-debit so customers can repay with ease


The Tenor can last up between 3 to 9 months

Scholar Trust Amount Interest(%)
Salary Earner 5,000 - Above 5.0
Business Owner 5,000 - Above 10.0